| An
IPA is an Independent Practice Association of medical doctors (primary care
physicians and specialists) and other health care professionals that have
contracted with most PPO, POS, and HMO insurance plans.
|
|
These doctors practice independently which means that
they'll be working to meet your health care needs for many years to come.
|
|
Memorial HealthCare's fine physicians are
conveniently located near the following MemorialCare family of hospitals:
|
-
Long Beach Memorial Medical Center for Memorial HealthCare IPA
-
Anaheim Regional Medical Center for Anaheim Memorial IPA physicians
-
Orange Coast Memorial Medical Center for Orange Coast Memorial IPA
-
Los Alamitos Medical Center for Acclaim IPA
|
Memorial HealthCare IPA distributes to all
practitioners, providers, employees who make utilization-related decisions and
those who supervise them, a statement to be signed and retained on file, which
affirms that: |
-
Medical necessity decision-making is based only on appropriateness of care and
service and existence of coverage.
-
The Memorial HealthCare IPA providers do not reward practitioners or other
individuals conducting utilization review for issuing denials of coverage of
service.
-
There are no financial incentives for personnel involved in the Utilization
Management decisions that result in under-utilization.
-
The UM criteria used in decision-making is available upon request to all
referring physicians and members.
-
The physician reviewer is available to discuss UM decisions.
|
|
MHIPA provides the following communication services for
practitioners and members:
|
-
Availability of staff at least eight hours a day during normal business days
(excluding holidays) for inbound calls regarding UM issues.
-
Ability of staff to receive inbound communication after normal business hours
regarding UM issues
-
Availability of on-call clinical staff 24 hours a day, 7 days a week to receive
urgent/expedited medical or UM concerns or requests.
-
Outbound communication from staff regarding inquiries about UM during normal
business hours, unless otherwise agreed upon.
-
Staff identifies themselves by name, title and organization name when
initiating or returning calls regarding UM issues.
-
A toll-free number (877) 266-4472 or staff that accept collect calls regarding
UM issues.
-
Access to staff for callers with questions about the UM process.
|
| As a Member (Commercial
or Senior), you have the right to: |
-
Be treated with respect and dignity.
-
Be provided with comprehensible information about MHIPA, its services,
providers and the health care service delivery process. This information
includes instructions on how to obtain care with various providers and at
varied facilities (e.g., primary care, specialty care, behavioral health
services, hospital services.) Additionally, information will be included on how
to obtain services outside the MHIPA system or service area.
-
Be informed of emergent and non-emergent benefit coverage and cost of care, and
receive an explanation of the member’s financial obligations as appropriate,
prior to incurring the expense (including co-payments, deductibles, and
co-insurance).
-
Be provided with information on how to obtain care after normal office hours
and how to obtain emergency care including when to directly access emergency
care or use 911 services.
-
Examine and receive an explanation of bills generated for services delivered to
the member.
-
Be provided with information on how to submit a claim for covered services.
-
Be informed of the name and qualifications of the physician who has primary
responsibility for coordinating the member’s care; and be informed of the
names, qualifications, and specialties of other physicians and non-physicians
who are involved in the member's care.
-
Have 24-hour access to the member’s primary care physician (or covering
physician).
-
Receive complete information about any test results, diagnosis, proposed course
of treatment or procedure, alternate courses of treatment or non-treatment, the
clinical risks involved in each, and prospects for recovery in terms that are
understandable to the member, in order to give informed consent or to refuse
that course of treatment.
-
Candidly discuss appropriate or medically necessary treatment options for the
member’s condition, regardless of cost or benefit coverage. No incentives are
offered to encourage denials of coverage of service.
-
Actively participate in decisions regarding the member’s health care and
treatment plan. To the extent permitted by law, this includes the right to
refuse any procedure or treatment. If the recommended procedure or treatment is
refused, an explanation will be given addressing the effect that this will have
on the member’s health.
-
Privacy and confidential handling of all information regarding your medical
conditions and health.
-
Receive a timely response to requests for services, including evaluations and
referrals.
-
Voice a complaint about your health plan or the care you receive through your
health plan’s appeals and grievance procedures, and to receive a timely
response to any complaints or inquiries regarding your benefits or care.
-
Make recommendations regarding MHIPA’s member’s rights and responsibilities
policies.
-
Openly discuss advance directives with your doctor.
|
| As a Senior Member, you also
have the right to:
|
-
Discuss (and complete) an advance directive, living will or other health care
directive with your health care provider
-
Receive a second opinion when deemed medically necessary.
-
Receive, on request, the names, specialties, and titles of the professionals
responsible for your care.
-
Candidly discuss treatment options for your conditions, regardless of cost or
coverage.
-
Receive emergency services when you, a prudent layperson, acting reasonably
would have believed that an emergency medical condition existed. Payment will
not be withheld in such cases.
-
Receive urgently needed services when traveling outside the service area or in
the service area when unusual or extenuating circumstances prevents you from
obtaining care from your contracting facilities.
-
Not be discouraged when enrolling, or be directed to enroll in any particular
plan.
|
|
|
|
As a Member (Commercial or Senior), you have the
responsibility to:
|
-
Be familiar with the benefits and exclusions of your health plan coverage.
-
Provide your health care provider with complete and accurate information, which
is necessary for your care.
-
Be on time for all appointments and notify the provider’s office as far in
advance as possible for appointment cancellation or rescheduling.
-
Report changes in your condition according to provider instructions.
-
Inform providers of your inability to understand the information given to you.
-
Carry out the treatment plan, which has been developed and agreed upon by you
and your health care provider.
-
Contact your primary care physician (or covering physician) for any care, which
is needed after that physician’s normal office hours.
-
Treat the health care providers and staff with respect.
-
Obtain an authorized referral from your primary care physician for a visit to a
specialist and/or to receive any specialty care.
-
Be familiar and comply with Memorial HealthCare IPA Member Services Department
or your Health Plan Member Services Department regarding questions and
assistance.
-
Contact the Memorial HealthCare IPA Member Services Department or your Health
Plan Member Services Department regarding questions and assistance.
-
Respect the rights, property and environment of all physicians and Memorial
HealthCare IPA providers, staff and other members.
-
Have all of these responsibilities apply to the person who has the legal
responsibility to make health care decisions for you.
|
|